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It's business, community for longtime Loomis family

Christine Hebard-Summers carries on tradition
By: Joyia Emard, Loomis News Staff Writer
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Christine Hebard-Summers blends volunteerism with business. She runs Hebard Insurance & Financial Services and still finds time to be involved in the community. Hebard-Summers is the third member of her family to operate the insurance office that was established by her grandfather, Roy Hebard, in 1950. Her father, Roy Hebard Jr., managed the office until 2003. The Hebard family has strong ties to the community and has been in Loomis for generations. Hebard-Summers said four generations of the family have attended Loomis Grammar School. Her great-grandmother was a student there around 1902, and was followed by Hebard senior and junior, then herself. She and her two children all graduated from Del Oro High School. Hebard-Summers began working in the family business at a young age. Her grandfather, she explained, would take her to the office when she was in kindergarten. She said she’d help him and in return he’d pay her with a visit to Main Drug Store. “He’d buy me a toy, then Doc Takemoto would give me some free candy,” Hebard-Summers said. By age 11, the girl was an official file clerk in the office. Her father and grandfather set an example in community service. Her grandfather was active in the Loomis Basin Chamber of Commerce and the Loomis Lions Club. Her father was a member of Loomis’ first town council, a Del Oro Band supporter and was also active in the Loomis Lions. Hebard-Summers continued the family legacy of volunteering. She served on the chamber of commerce board, as a planning commissioner, and is on the board for the local Senior L.I.F.E. Center. She’s also very active with Soroptimist International of the Loomis Basin. “Giving back to the community is an important part of who we are and we will happily continue our support for many years to come,” she said. Hebard-Summers said she works closely with locals to protect their homes and businesses. “Fifty percent of my business is in agriculture – hobby farms, ranches, horses, cattle, mandarins, poultry and pigs,” she said. She explained that traditional homeowner insurance does not cover livestock or agricultural sales. “The minute you sell any agricultural product, you become a small business and your homeowner liability excludes it,” she said. Farm policies, she said, may cost no more than homeowner insurance, but are important. Hebard-Summers, who grew up in a farm-like setting, raised dairy goats and was involved in 4-H as a youth. She and her husband, Bill, now raise Berkshire pigs. She earned a business management degree from California State University, Sacramento. She then received a Bachelor of Science degree in e-business from the University of Phoenix. Hebard-Summers is a certified insurance counselor, certified risk manager and accredited in agribusiness and farm insurance. For more information, call Hebard Insurance at 652-0404. ----------------------------------- HEBARD INSURANCE & FINANCIAL SERVICES What: Insurance for home, farm, equine, business and financial services Owner: Christine Hebard-Summers Employees: 7 Address: 3837 Taylor Road, Loomis, CA 95650 Phone: (916) 652-0404